Updates are made to:

• the Limitation of cover section to provide further clarity;
• the definition of 'unlimited';
• the General Exclusions to remove sexually transmissible diseases such as HIV as an exclusion and to provide greater clarity on the exclusion relating to violating applicable United Nations resolutions or trade or economic sanctions, laws or regulations;
• provide cover under selected benefits for epidemics and pandemics (such as COVID-19) if positively diagnosed during the period of cover. Read the booklet for full eligibility criteria, terms, conditions, exclusions, limits and applicable sub-limits that apply; and
• the cover for Luggage under International Travel Insurance and Interstate Flight Inconvenience Insurance with respect to how claims are settled.

Updates are made to:

• the Limitation of cover section to provide further clarity;
• the General Exclusions to provide greater clarity on the exclusion relating to violating applicable United Nations resolutions or trade or economic sanctions, laws or regulations; and the address for Allianz has been updated.